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ACA Open Enrollment: 5 Things to Prepare Before November 1
Having your information organized ahead of time can make the enrollment and plan comparison process much easier. The Open Enrollment Period for 2027 Marketplace health coverage begins November 1, 2026. But you don't have to wait until November to start getting ready. In fact, having your information organized ahead of time can make the enrollment and plan comparison process much easier. Here are five things you can start preparing now. 1. Your Estimated 2027 Income If you are

Irving Vierma
Sep 242 min read


Should I Automatically Renew My Marketplace Health Insurance for 2027?
At IV Vierma, we can help you understand your health insurance options and the major differences between plans before you make a decision. If you currently have health insurance through the Health Insurance Marketplace, you may receive information about renewing your coverage for the upcoming year. That leads to a very common question: “If my health plan renews automatically, do I need to do anything?” A good approach is simple: Review before you renew. Automatic Renewal Does

Irving Vierma
Sep 172 min read


Open Enrollment 2027: Are You Ready to Renew Your Health Insurance?
At IV Vierma, we can help you understand your individual health insurance options and review important differences between available plans. Every year, millions of Americans who get health insurance through the Health Insurance Marketplace have an important opportunity to review their coverage: the Open Enrollment Period (OEP). For 2027 coverage, Open Enrollment begins November 1, 2026. In states that use HealthCare.gov, Open Enrollment generally continues through January 15.

Irving Vierma
Sep 162 min read


ACA Marketplace 2026 – What You Need to Know
Picture for illustration purposes only The Centers for Medicare & Medicaid Services ( CMS ) has announced important updates to the...

Irving Vierma
Aug 29, 20251 min read


On the order of the universe and acceptance
When everything seems out of control, one of the most revolutionary—and serene—ideas that Marcus Aurelius offers us is this: ... the...

Irving Vierma
Jun 11, 20252 min read


The Importance of Annual Health Check-ups: Preventive Medicine at Its Best
Health is one of the most valuable treasures we have, and maintaining it should be a priority in our lives. Getting an annual health...

Irving Vierma
Jul 26, 20242 min read


Antagonistic concepts and visions between progress and conservatism
The scientific prognosis in the social sciences about the antagonistic concepts of progress and conservatism is complex and multifaceted....

Irving Vierma
Jul 1, 20242 min read


What are the benefits of having an Independent Health Insurance Agent?
Simple: Personalized Attention and Freedom of Choice In the complex world of health insurance, choosing an independent agent can make a...

Irving Vierma
Jun 24, 20242 min read


Understanding the Cycles of Human Behavior and Societal Progress
Throughout history, humanity has witnessed a recurring pattern: periods of turmoil followed by times of growth and prosperity, only to...

Irving Vierma
Jun 18, 20243 min read


False Balance in Media: A Lesson from History
In the age of information overload, where news cycles constantly churn and social media floods us with opinions, the concept of false...

Irving Vierma
Jun 11, 20243 min read


Mistakes. The fundamentals of making them make us human
By Irving Vierma When I started reading The Atomic Habits, back in 2020, in the midst of the pandemic and how overwhelming the...

Irving Vierma
May 28, 20243 min read


In Epictetus' "The Art of Living":
Consider what comes First, then what follows, and then Act By: Irving Vierma At the foundation of Stoic philosophy, the teachings of...

Irving Vierma
May 23, 20242 min read


Dissociative disorders
[Article originally published in spanish on Sunday, September 18, 2011 on the author's Visualis Communicatio blog] By Irving Vierma The...

Irving Vierma
May 14, 20242 min read


"Isolation is dangerous"
Reflections on Robert Greene's Law No. 18 in The 48 Laws of Power By Irving Vierma In the complex world of power, the strategies we...

Irving Vierma
May 7, 20242 min read


On the Permanence of Arrogance and Stupidity in the Face of Prudence
"Is it not truly extraordinary that arrogance and stupidity are more constant than prudence?" Marcus Aurelius, Meditations, Book 5,...

Irving Vierma
Apr 29, 20242 min read


The Revenge: Reflections on Revenge and Justice
Have you ever been tempted by the idea of taking justice into your own hands? Have you felt the call of revenge as a way to balance the...

Irving Vierma
Apr 22, 20242 min read


Embracing Imperfect Humanity
Morning Reflections with Marcus Aurelius In the quiet serenity of dawn, when the first rays of the sun caress our faces and the gentle...

Irving Vierma
Apr 15, 20243 min read


From Caligulas to Napoleons: Reflections on the Echoes of History
Tyrannies and the Power of Their Followers Throughout human history, figures such as Caligula, Napoleon, and Adolf Hitler have left an...

Irving Vierma
Apr 9, 20244 min read


Obligation vs. Necessity:
Understanding the Dynamics of Motivation In everyday life, we encounter a myriad of situations that require a firm response from us....

Irving Vierma
Apr 3, 20242 min read


Ryan Holiday: Focus, Integrity and Detachment
By: Irving Vierma In this world, inundated with distractions and constant noise, we need reminders on how to stay the course and focus on...

Irving Vierma
Mar 25, 20242 min read
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